date

[153a-034v2] System of Industry Houses
[153a-034v2]

System of Industry Houses Collateral Uses.

I. Pecuniary

1. Poor Man's Loan

Offices -

When a Cottager applies to an Attorney

to

in a year, it would be a dearer business to him, than if, on personal security, he had paid interest for the same sum, at the rate of some hundred per Cent. For, under the existing structure of the laws, it is not one of the least misfortunes attending the condition of the Poor, that the burthen of law-charges of all sorts, as well as so many other legal burthens, having a minimum below which it can never fall, presses upon the individual, in a ratio encreasing more & more in the direct ratio of his poverty, that is in the inverse ration of his ability to bear the burthen.

See Protest against Law Taxes (by the Author) 1796. Were a man, who had occasion for ,

l0,000 upon a mortgage, obliged to pay ,

l0,000 to his Lawyer, or a tenth part of the money, the hardship would be deemed intollerable. A Cottage, in the like circumstances, is actually obliged to pay in much larger proportion to the same quarter, & nobody has stated the grievance as worth remedying.

I have in the publication already referred to, had occasion to shew, how the Poor of this country, (that is to say, by many times the greater number of the inhabitants of this as of every other country,) are kept in most respects in a state of perpetual outlawry, partly, for the supposed

benefit of the public, by the insensibility of the man of finance, partly by the insensibility or incapacity, or policy, or all together, of the man of law, & at any rate for the real benefit of the misery-making & nonsense-manufacturing profession, whose most valuable property consists in the unintelligibility & worthlessness of its own works. Happy the man of humanity, who, on any occasion, or on any pretence, can, in favour of any class of subjects, however inconsiderable, succeed in procuring this outlawry to be reversed! By the enlightened humanity of men now in office, it has already been reversed to certain proposes, in favour of the contributors to the Societies called Friendly Societies.
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  • Title: [[152a-082] Collateral Uses]
    Description: [152a-082]

    Collateral Uses

    3 Poor Mans Loan Office

    Note continued.

    will /would/ be a dearer business to him, than of an personal security he had paid interest for the same sum at the rate of some hundred per cent. For under the existing structure of the laws, it is not one of the least misfortunes attending the condition of the poor, that the burthen of law-charges of all sorts, as well as so many other legal burthens, having a minimum below which it can never fall, [...?] upon the individual in a ratio increasing more and more in the direct ratio of his poverty, that is in the inverse ratio of his ability to bear it (a)

    Note

    (a) See Protest against Low Taxes (by the Author) 1796. Were a man who had occasion for ,10,000 upon a mortgage obliged to pay ,l0,000 to his lawyer or a tenth part of the money, the hardship would be deemed intolerable. A Cottager in the later circumstances is actually obliged to pay in much larger proportion to the [...?] quarter, and nobody has stated the grievance as worth remedying.

    Text resumed

    When a Cottager applies to an Attorney to raise a pittance upon his Cottage, the part of the object of the transaction to which the principal regard is paid must in the nature of things be the emolument of the Attorney, and the result the converting the scratch made in the little property by misfortune or mismanagement or misfortune into a fatal gangrene. Were the Governor of a House of Industry, under the controul of his superiors in office, impowered to administer the relief on the footing of charity, it would of course be administered only in as far as it was wanted, and in as small sums, and those, within the limits of the value, repeated as often as it were wanted. Were the burthen of the Stamp duties taken off in the instance of money not exceeding a certain sum in the whole thus advanced to a person of a description intended to be thus favoured suppose a labourer is Husbandry) and intelligible forms, [...?] of
  • Title: [[153a-043v2] System of Industry Houses]
    Description: [153a-043v2]

    System of Industry Houses. Collateral Uses.

    II. Itinerary

    1. Poor-Man's Inns

    2. Poor Man's Stage Houses

    To such as do require an escort, the expences will likewise be reduced in a very great degree: since the conductors, being stationed at the several Industry Houses, will have no Public-House Charges to defray. The time of the Conductor will be the only charge: & this need cost very little, since it will be extraordinary, if the whole establishment does not afford one inmate capable of executing such a trust.

    Female

    & those the London prices, of the present winder: being an allowance, in point of nutrition evidently much greater, & probably at least twice as great, as the average of the allowance at which Prisoners have been actually kept for many years, in remarkably good health, at the Penitentiary House at Wymondham. See account of the regimen of that House in the Annual Register for 1788 -

    The value of the work I set down at 1 s a day: being no more than the lowest wages of the commonest day labour, any where in England.

    On this footing, the average value of a man's daily earnings, in one of the Houses in question, in the instance of adults of the male sex (being in a state of ordinary health & strength & not disabled by age) may be stated at four times the daily expence of his food, leaving a clear surplus of 9 d.

    The value of the earnings of a grown person of the female sex, I set down at 6 d: half the value of that of a grown person of the male sex. The valuation seems rather low than high, if applied to such works of the laborious kind, as are exercised in common by both sexes: & in the instance of the sedentary employment of spinning, the average earnings of 112 children, candidates for premium was 5 d2. See Account of the Society for the promotion of Industry in Lindsey district - 3 Edition: no date, but posterior to 1789-p89 - The children, it is true, were all candidates for premiums - But the average of their wages (most of them females) was but 11 years 11 months.
  • Title: [4 June 1796 Desiderata in regard Houses]
    Description: 4 June 1796

    Desiderata in regard Houses for the maintenance and employment of the Poor.

    1. Expence of one Industry House for maintaining 2,000 poor of all ages and descriptions on the Panopticon plan

    2. Expence of different numbers of Houses from 2 to 25 inclusive for maintaining amongst them all the same number of Poor - viz: 2000 - likewise on the Panopticon plan.

    3. Expence of Houses for maintaining the same numbers of poor upon any ordinary plan, other than the Panopticon.

    Houses Persons in a House

    Houses Persons

    Houses Persons

    2- 2000

    1000

    9222

    18111

    3- 2000

    10200

    19105

    4500

    11182

    20100

    5400

    12167

    2195